:root{--ink:#203f38;--forest:#173e36;--muted:#69746b;--paper:#f6f4ed;--cream:#eae7d9;--gold:#e0bd6c;--white:#fffefa;--line:#dedfd4;--red:#a34736;--light:#edf1e8;--shadow:0 8px 28px #18362b08;--radius:18px}*{box-sizing:border-box}body{margin:0;background:var(--paper);color:var(--ink);font:15px/1.6 'Segoe UI',Arial,sans-serif}h1,h2,h3,p{margin:0}h1,h2,.serif{font-family:Georgia,'Times New Roman',serif;font-weight:400;line-height:1.1}h1{font-size:clamp(36px,4.5vw,62px);letter-spacing:-2px}h2{font-size:32px;letter-spacing:-.7px}h3{font-size:17px;line-height:1.35}p{color:var(--muted)}button,input,select,textarea{font:inherit}button,a,input,select,textarea{outline-offset:4px}button{cursor:pointer}a{color:var(--forest)}button{border:1px solid var(--line);background:var(--white);color:var(--ink);border-radius:9px;padding:9px 15px;font-weight:600;font-size:13px;transition:.15s}button:hover{background:var(--cream)}button.primary{background:var(--forest);color:white;border-color:var(--forest)}button.primary:hover{background:#265a4d}button.gold{background:var(--gold);border-color:var(--gold)}button:disabled{opacity:.5;cursor:default}.shell{display:grid;grid-template-columns:232px minmax(0,1fr);min-height:100vh}.sidebar{padding:29px 22px;background:var(--forest);color:#f8f5e9;position:sticky;top:0;height:100vh;display:flex;flex-direction:column}.brand{display:flex;gap:11px;align-items:center;margin-bottom:34px}.mark{font:36px Georgia;border:1px solid #afba9f;border-radius:50%;height:49px;width:49px;display:grid;place-content:center;position:relative;flex-shrink:0}.mark span{position:absolute;right:-3px;bottom:-5px;color:var(--gold);font:20px Georgia;background:var(--forest);border-radius:100%}.brand strong{font-family:Georgia;font-size:20px;letter-spacing:.3px;font-weight:400}.brand small{display:block;color:#b7c3ac;font-size:10px;letter-spacing:2px;text-transform:uppercase}.nav-label,.eyebrow{font-size:10px;letter-spacing:2px;text-transform:uppercase;font-weight:700}.nav-label{color:#93a99b;margin:18px 12px 9px}.nav{display:flex;flex-direction:column;gap:5px}.nav button{background:none;border:0;color:#cbd7ca;text-align:left;padding:11px 12px;display:flex;gap:13px;align-items:center;font-weight:400;font-size:14px}.nav button.active{background:#31564a;color:#fff}.nav button:hover{background:#244b40}.nav-icon{width:20px;font-size:17px;color:#d9ca92}.sidebar-bottom{margin-top:auto;border-top:1px solid #456054;padding-top:20px;font-size:12px;color:#b4c4b3}.sidebar-bottom strong{display:block;color:#edeedc;font-weight:500;margin:4px 0}.topbar{height:78px;border-bottom:1px solid var(--line);padding:0 42px;display:flex;align-items:center;justify-content:space-between;gap:16px;background:#faf9f4}.crumb{font-size:12px;color:var(--muted)}.top-actions{display:flex;align-items:center;gap:10px}.save-status{font-size:11px;color:var(--muted);max-width:200px}.topbar select{border:0;background:transparent;color:var(--ink);font-weight:600;font-size:13px;max-width:175px}.content{max-width:1480px;margin:auto;padding:35px 42px 65px}.section-head{display:flex;justify-content:space-between;gap:20px;align-items:flex-end;margin-bottom:25px}.section-head p{max-width:660px;margin-top:11px;font-size:14px}.eyebrow{color:#8a7140;margin-bottom:12px}.hero{background:var(--forest);border-radius:23px;padding:36px 39px;position:relative;overflow:hidden;display:grid;grid-template-columns:1.5fr 1fr;gap:30px;color:#f8f5ea}.hero:after{content:'';width:310px;height:310px;border:1px solid #91a88b30;position:absolute;right:-115px;top:-130px;border-radius:50%;box-shadow:0 0 0 42px #91a88b08,0 0 0 84px #91a88b06;pointer-events:none}.hero .eyebrow{color:var(--gold)}.hero h1{max-width:570px}.hero p{color:#bfd0bf;max-width:500px;margin:17px 0 23px;font-size:14px}.hero button{position:relative;z-index:1}.hero-side{border-left:1px solid #53695d;padding-left:30px;align-self:center;z-index:1}.hero-side .big{font-size:48px;color:#f1d795}.hero-side small{display:block;color:#bacabb;font-size:12px}.hero-side p{margin:8px 0 0}.tag{display:inline-block;padding:4px 9px;border-radius:5px;font-size:10px;font-weight:700;letter-spacing:.6px;text-transform:uppercase;background:var(--light);color:#47674d}.tag.warning{background:#f5e7cb;color:#856128}.tag.red{background:#f6e7df;color:var(--red)}.metrics{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:15px;margin:22px 0 27px}.metric{background:var(--white);border:1px solid var(--line);border-radius:14px;padding:20px}.metric .label{font-size:11px;color:var(--muted);display:flex;gap:7px;align-items:center}.metric .value{font-size:31px;font-family:Georgia;margin:5px 0;letter-spacing:-1px}.metric small{color:var(--muted);font-size:11px;display:block}.metric.warn{background:#f5ebe0;border-color:#e7d4be}.metric.warn .value{color:var(--red)}.grid2{display:grid;grid-template-columns:1.15fr 1fr;gap:22px}.grid3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.grid6{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.card{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:26px;box-shadow:var(--shadow);min-width:0}.card-header{display:flex;justify-content:space-between;gap:12px;align-items:center;margin-bottom:19px}.card-header small{font-size:11px;color:var(--muted)}.card h2{font-size:25px}.card p{font-size:13px;margin-top:9px}.card.dark{background:var(--forest);color:white;border:0}.card.dark p{color:#c0cfbf}.flow{margin-top:22px}.flow-line{display:flex;justify-content:space-between;font-size:12px;margin:12px 0 6px}.track{height:8px;background:#ecede6;border-radius:20px;overflow:hidden;display:flex}.track div{height:100%;border-radius:20px;background:#668577}.track .gold{background:var(--gold)}.track .red{background:#c08063}.row{display:flex;justify-content:space-between;gap:12px;align-items:center;padding:12px 0;border-bottom:1px solid var(--line);font-size:13px}.row:last-child{border:0}.row strong{font-weight:600}.row small{display:block;color:var(--muted);font-size:11px}.muted{color:var(--muted)}.red-text{color:var(--red)}.green-text{color:#3d7054}.note{background:#eceee4;border-radius:11px;padding:15px 18px;color:#53604d;font-size:12px;line-height:1.7;margin:18px 0}.note.warning{background:#f6ead7;color:#7b602f}.note strong{color:inherit}.spacer{height:24px}.textlink{border:0;background:none;padding:0;text-decoration:underline;text-underline-offset:3px;font-size:12px;color:var(--ink)}.avatar{width:36px;height:36px;display:grid;place-content:center;background:#e7ecdf;border-radius:50%;font:16px Georgia;color:#456247;flex-shrink:0}.person{display:flex;align-items:center;gap:10px}.person small{font-size:11px}.fields{display:grid;grid-template-columns:1fr 1fr;gap:14px 16px;margin-top:20px}label.field{display:block;min-width:0;font-size:11px;color:#5f6c5f;font-weight:600}label.field .hint{display:block;font-size:10px;line-height:1.45;font-weight:400;margin-top:5px;color:#7c8578}.field input,.field select,.field textarea{margin-top:5px;width:100%;background:#fbfbf6;border:1px solid #d8ddcf;border-radius:8px;padding:9px 10px;color:var(--ink);font-size:14px;min-width:0}.field input:focus,.field textarea:focus{border-color:#6d8e70;outline:2px solid #d1ddc9}.field input::placeholder{color:#9a998f;font-size:12px;font-style:italic}.wide{grid-column:1/-1}.field textarea{min-height:100px;resize:vertical}.table-wrap{overflow:auto;margin-top:14px}table{border-collapse:collapse;width:100%;font-size:12px}th{font-size:10px;text-transform:uppercase;letter-spacing:.8px;text-align:left;color:#697365;background:#f2f3eb;padding:12px;white-space:nowrap}td{padding:11px 12px;border-bottom:1px solid #e8e9df}td.amount,th.amount{text-align:right}td input{width:105px;border:1px solid var(--line);border-radius:6px;padding:7px;background:#fcfcf8;text-align:right;color:var(--ink);font-size:12px}.total td{font-weight:700;background:#f0f2e9}.bar-chart{height:210px;display:flex;align-items:flex-end;gap:13px;margin:22px 0 12px;border-bottom:1px solid var(--line);padding:0 10px}.bar-col{flex:1;min-width:0;text-align:center;display:flex;flex-direction:column;justify-content:flex-end;height:100%;position:relative}.bar-col .bar{background:#aabfa4;border-radius:7px 7px 0 0;min-height:2px;transition:height .3s}.bar-col .bar.gold{background:var(--gold)}.bar-col strong{font-size:12px;margin-bottom:7px}.bar-labels{display:flex;justify-content:space-around;font-size:10px;color:var(--muted)}.compare-card{position:relative}.compare-card.featured{border:2px solid #688068;background:#f1f3e9}.price{font:38px Georgia;margin:12px 0 3px}.price small{font:12px 'Segoe UI';color:var(--muted)}.compare-card .row{font-size:12px}.path-step{display:flex;gap:17px;margin:24px 0}.step-num{font:25px Georgia;color:#a38343;width:30px;flex-shrink:0}.path-step p{margin-top:5px}.check-row{display:flex;align-items:flex-start;gap:12px;padding:16px 0;border-bottom:1px solid var(--line)}.check-row input[type=checkbox]{width:19px;height:19px;accent-color:var(--forest);margin-top:3px;flex-shrink:0}.check-row label{font-size:13px;flex:1}.check-row small{display:block;font-size:11px;color:var(--muted)}.check-row.done label{text-decoration:line-through;color:#809080}.quote{font:25px/1.45 Georgia;color:#e6e8d5;margin:22px 0}.guide{max-width:1000px}.guide .card{margin-bottom:22px}.guide h3{margin:20px 0 8px}.guide ul,.guide ol{padding-left:22px;font-size:14px;color:#566552}.guide li{margin:9px 0}.guide p{font-size:14px;line-height:1.8}.sources{font-size:12px}.sources a{display:block;margin:12px 0;overflow-wrap:anywhere}.footer{margin-top:35px;padding-top:20px;border-top:1px solid var(--line);display:flex;justify-content:space-between;gap:20px;font-size:10px;color:#89907f;letter-spacing:.2px}.mobile-brand{display:none}#toast{position:fixed;bottom:22px;left:50%;transform:translateX(-50%);background:var(--forest);color:white;padding:12px 23px;border-radius:12px;box-shadow:0 4px 24px #0003;font-size:13px;z-index:100;max-width:90%;display:none}#toast.show{display:block}.loading{max-width:600px;margin:15vh auto;padding:30px}.loading .mark{background:var(--forest);color:white;margin-bottom:20px}.empty{padding:40px;text-align:center}.pill-row{display:flex;gap:8px;flex-wrap:wrap;margin:18px 0}.pill-row button{font-size:12px}.subtle{font-size:11px!important;color:var(--muted)}.scroll-hint{display:none}.inline-actions{display:flex;gap:9px;flex-wrap:wrap}.spark{width:100%;height:170px;overflow:visible}.saving-labels{display:flex;justify-content:space-between;color:var(--muted);font-size:10px}.screen-reader{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0)}
@media(min-width:1550px){.content{padding-top:42px}.hero{padding:45px}.metrics{gap:22px}}
@media(max-width:1100px){.shell{grid-template-columns:190px minmax(0,1fr)}.sidebar{padding:24px 14px}.content{padding:28px 25px 55px}.topbar{padding:0 25px}.hero{padding:28px;grid-template-columns:1.3fr 1fr}.hero-side{padding-left:20px}.hero-side .big{font-size:37px}.metrics{gap:10px}.metric{padding:15px}.metric .value{font-size:27px}.grid6{grid-template-columns:repeat(2,minmax(0,1fr))}.card{padding:22px}}
@media(max-width:800px){.shell{display:block}.sidebar{position:static;height:auto;padding:15px 18px;display:block}.brand{margin:0}.brand .mark{width:36px;height:36px;font-size:26px}.brand small{font-size:8px}.brand strong{font-size:18px}.nav-label,.sidebar-bottom{display:none}.nav{flex-direction:row;overflow:auto;margin:14px -18px -15px;padding:0 9px 8px;gap:3px}.nav button{white-space:nowrap;padding:9px 11px;font-size:12px;gap:7px}.nav-icon{font-size:14px;width:auto}.topbar{height:auto;min-height:65px;padding:13px 19px;flex-wrap:wrap;gap:8px}.crumb{display:none}.top-actions{justify-content:space-between;width:100%;gap:7px}.top-actions button{padding:8px 11px}.save-status{max-width:115px;font-size:10px}.topbar select{max-width:145px;font-size:12px}.content{padding:24px 18px 45px}.hero{grid-template-columns:1fr;padding:26px;gap:22px;border-radius:18px}.hero h1{font-size:42px}.hero-side{padding:20px 0 0;border-left:0;border-top:1px solid #53695d;display:grid;grid-template-columns:1fr 1fr;gap:8px}.hero-side .big{font-size:35px}.hero-side>p{margin:0;font-size:12px}.hero-side>.tag{grid-column:1/-1;justify-self:start}.metrics{grid-template-columns:1fr 1fr;margin:16px 0 22px}.grid2,.grid3{grid-template-columns:1fr}.grid6{grid-template-columns:1fr 1fr;gap:12px}.section-head{align-items:flex-start;flex-direction:column}.section-head h1{font-size:38px}.card{padding:21px}.metric .value{font-size:29px}.footer{flex-direction:column;gap:7px}.scroll-hint{display:block;font-size:10px;color:var(--muted)}.guide .card{padding:24px}.hero .eyebrow{font-size:9px}.fields{gap:12px}.bar-chart{height:180px}}
@media(max-width:520px){.grid6{grid-template-columns:1fr}.fields{grid-template-columns:1fr 1fr}.top-actions{flex-wrap:wrap}.save-status{max-width:none;flex:1;text-align:right}.hero-side{grid-template-columns:1fr 1fr}.hero-side p{font-size:11px}.hero h1{font-size:39px}.metric{padding:15px}.metric .label{font-size:10px}.section-head h1{font-size:36px}.card h2{font-size:24px}.price{font-size:35px}h2{font-size:28px}}
@media print{body{background:white;font-size:11px}.sidebar,.topbar,.no-print,#toast,.footer{display:none!important}.shell{display:block}.content{padding:0;max-width:none}.card,.hero{box-shadow:none;break-inside:avoid;border:1px solid #ccc;background:white!important;color:#203f38!important}.hero p,.hero .eyebrow,.hero-side .big{color:#203f38!important}.guide{max-width:none}.card{padding:18px}.guide p{font-size:11px}.section-head h1{font-size:32px}a{text-decoration:none}.fields input,.fields textarea{border:1px solid #ccc}.grid2,.grid3{gap:14px}.sources a{font-size:9px}.print-break{break-before:page}}

.login-button{display:inline-block;padding:12px 22px;border-radius:9px;background:var(--forest);color:white;text-decoration:none;font-weight:600}.nav{overflow-y:auto}.sidebar-bottom{flex-shrink:0}.sidebar-bottom button{background:#2e5147;border-color:#617665;color:white}.field input:disabled,.field select:disabled,.field textarea:disabled{background:#f0f1e9;color:#687468;border-style:dashed}
.mobile-account,.mobile-nav{display:none}@media(max-width:800px){.nav{display:none}.mobile-account{display:flex;align-items:center;justify-content:space-between;font-size:11px;color:#d4dfd2;margin-top:10px}.mobile-account button{background:transparent;border:1px solid #62786b;color:#fff;padding:6px 10px;font-size:11px}.mobile-nav{display:block;font-size:10px;color:#d4dfd2;margin-top:10px}.mobile-nav select{display:block;margin-top:5px;width:100%;padding:10px;border-radius:7px;border:1px solid #617665;background:#284d42;color:#fff;font-size:13px}.sidebar{padding-bottom:13px}}
